Quickinsure: New India Assurance Health Insurance – Everything About Cashless Hospitalization

When it comes to managing healthcare expenses, the concept of cashless hospitalization has been a game-changer for many individuals and families. Among the top health insurance providers in India, New India Assurance Health Insurance stands out for its comprehensive coverage and seamless cashless hospitalization feature. Partnered with Quickinsure, the process of buying, managing, and understanding New India Assurance Health Insurance becomes even more convenient. This blog explores everything you need to know about cashless hospitalization under New India Assurance Health Insurance.

What is Cashless Hospitalization?

Cashless hospitalization is a facility provided by health insurance companies where the insured person can receive treatment at a network hospital without paying for it upfront. The insurer settles the medical bills directly with the hospital, ensuring a stress-free experience during medical emergencies. This feature eliminates the need for out-of-pocket expenses and subsequent reimbursement claims.

With New India Assurance Health Insurance, policyholders can avail of cashless treatment at a wide network of hospitals across India, making healthcare accessible and affordable.

How Does Cashless Hospitalization Work with New India Assurance Health Insurance?

Here’s a step-by-step breakdown of how cashless hospitalization works:

Choose a Network Hospital

New India Assurance Health Insurance has a vast network of empaneled hospitals where cashless services are available. Before hospitalization, ensure that the hospital is part of this network.

Inform the Insurer

In planned hospitalizations, inform New India Assurance or Quickinsure at least 48 hours before admission.

In case of emergencies, the insurer should be notified within 24 hours of hospitalization.

Fill the Pre-Authorization Form

The hospital’s insurance helpdesk will provide a pre-authorization request form. Fill in the required details and submit it to the hospital, which will then forward it to the insurer.

Approval from the Insurer

The insurer will review the pre-authorization request and approve it if the treatment is covered under the policy. Once approved, the hospital receives an authorization letter.

Receive Treatment Without Paying Upfront

With the authorization letter in place, the hospital bills are settled directly by New India Assurance, subject to policy terms and conditions.

Key Features of Cashless Hospitalization in New India Assurance Health Insurance

Extensive Network of Hospitals

New India Assurance has partnered with over 7,000 hospitals across India to provide cashless services. These include top-tier medical institutions offering quality healthcare.

Ease of Access

Policyholders can locate network hospitals easily through the Quickinsure portal, ensuring quick access to cashless facilities.

No Financial Stress

By removing the need for upfront payments, cashless hospitalization minimizes financial stress during medical emergencies.

Transparent Process

The entire process is streamlined, with Quickinsure providing assistance at every step, from locating hospitals to facilitating claim approvals.

Covers a Wide Range of Treatments

Cashless hospitalization under New India Assurance Health Insurance covers various treatments, including surgeries, critical illnesses, maternity care, and more.

Benefits of Cashless Hospitalization with New India Assurance Health Insurance

Convenience

The cashless facility saves time and effort by eliminating the need to arrange funds during emergencies.

Direct Claim Settlement

Since the insurer settles the bills directly with the hospital, policyholders don’t have to worry about reimbursement procedures.

Quick Approval Process

The pre-authorization process is quick and efficient, ensuring timely medical attention without delays.

Cost-Effective Treatment

By opting for cashless hospitalization, policyholders can focus on treatment without worrying about hospital bills.

Enhanced Healthcare Access

The extensive network of hospitals ensures that quality healthcare is accessible across urban and rural areas.

Things to Keep in Mind for Cashless Hospitalization

Network Hospitals Only

Cashless services are available only at network hospitals. Ensure you choose a hospital from the empaneled list.

Policy Terms and Conditions

Review the policy document to understand what treatments and expenses are covered under cashless hospitalization.

Exclusions

Certain expenses, such as non-medical items and pre-existing conditions during the waiting period, may not be covered.

Keep Documents Handy

Always carry your health insurance ID card, photo ID, and policy documents to avoid delays during the hospitalization process.

How Quickinsure Simplifies the Process

Quickinsure acts as a one-stop platform for managing New India Assurance Health Insurance policies. Here’s how it helps:

Hassle-Free Policy Purchase

Compare multiple plans and purchase the one that best suits your needs through Quickinsure.

Seamless Renewals

Quickinsure ensures timely renewals of your health insurance policy to avoid any lapse in coverage.

Support During Claims

The Quickinsure team provides assistance during the claim process, making it smooth and stress-free.

24/7 Customer Support

Get round-the-clock support for any queries related to cashless hospitalization or other aspects of your policy.

Conclusion

Cashless hospitalization under New India Assurance Health Insurance is a vital feature that ensures financial relief and access to quality healthcare during critical times. Partnering with Quickinsure further enhances this experience, offering policyholders a seamless and efficient way to manage their health insurance needs. From locating network hospitals to facilitating smooth claim settlements, Quickinsure ensures that your journey with New India Assurance Health Insurance is convenient and stress-free.

Take charge of your health today! Explore the benefits of New India Assurance Health Insurance with Quickinsure and enjoy the peace of mind that comes with cashless hospitalization.